Problem solving skills involve being able to be aware of a problem, know its cause, think through the available alternatives or available options in solving the problem, weigh the consequences of each option available, and choose the one with lesser consequences. No organization or marital partner feels good about getting a “no” as feedback to a challenge from you.
Therefore, no excuse is plausible enough for not engaging the problem-solving skill, as the inability to do so might present you as a nonchalant lover or a passive employee.